Find The Perfect Private Loan
Accepted Property Types
Nearly all Individuals and Entities are acceptable.
We specialize in non-recourse loans and those clients that require non-recourse financings such as Self-Directed IRA and Foreign National Borrowers. Our Credit Qualified programs require a minimum FICO score of 650.
Residential
Residential properties are defined as 1-4 Family Units, which includes
Single Family Homes
Townhomes
Condominiums
Duplexes
Triplexes
Fourplexes Property Use.
Investment Property Only
Investment is defined as Non- Owner Occupied, typically owned by a company for the sole purpose of investment whereby Owner has no intentions of occupying home today or in the future as a principal residence, second home, or vacation home.
Collateral: 1st Position Mortgage / Deed of Trust Only Borrower
Available Loan Types
Pro Borrower Flip Loan
Term: 6 months
Min: $25,000 Max: No Maximum
100% funding up to 75% LTV of ARV
Points: 3.5% - 6%
Interest: 7% - 11.99%
Flip Loan
Term: 12 Months
Min: $25,000 Max: No Maximum
100% - up to 75% LTV of ARV
Points 3.5% - 6.5%
Interest Rate: 8% - 12.99%
Rehab to Perm LoanTerms
Intended Use: Buy-Fix-Sale w Perm (construction loan and long term rental loan all rolled into one)
Option Note Term: 30 Years Construction Period: 180 Days Resale Period: 365 Days
Loan to Value Ratio, LTV: up to 75.00% Valuation: Subject-To Appraisal Interest
Rate: 4.5 - 6.75%
Rate Type Adjustable and fixed available
Amortization Term 30 Years Construction Agreement N/A Resale Interest Rate 12.00%
High Value Flip Loan Terms
Intended Use: Buy-Fix-Sale (High Value Flips) Note Term: 12 Months
Construction Period: 180 Days
Resale Period: N/A
Loan to Value Ratio, LTV: up to 75.00% Valuation: As-Is Interest Rate: 4.5-6.75%
Rate Type: Fixed
Amortization Term: 12 Months Construction Agreement: Yes Resale Interest Rate: N/A Construction Interest Rate: 7% - 12.00% Lender Origination Points: 3.5 - 4.50% Minimum: $3,500
Lender Origination Points Points: 3.5 - 5.50%
Minimum: N/A
Rental Loans Refinance - Hold
Intended Use: Refinance - Hold Note Term: 30 Years
Loan to Value Ratio, LTV: up to 75.00% Valuation: As-Is Appraisal Interest Rate: 4.5-6.75%
Rate Type: Adjustable Amortization Term: 30 Years Construction Agreement: N/A Resale Interest Rate: N/A Construction Interest Rate: N/A Lender Origination Points: 3.5 - 4.75% Minimum: $3,500
Lender Servicing Fees
This can variate depending on the deal and borrowers experience
Refinance - Hold
Intended Use: Buy-Hold Note Term: 30 Years Construction Period N/A Resale Period N/A
Loan to Value Ratio, LTV: up to 75.00% Valuation: As-Is Appraisal Interest Rate: 4.5-6.75%
Rate Type: Adjustable Amortization Term: 30 Years Construction Agreement: N/A Resale Interest Rate: N/A Construction Interest Rate: N/A Lender Origination Points: 3.5 - 4.75% Minimum: $3,500
